Spread the cost of your flooring with our range of finance options
We offer two different finance options - Buy Now Pay Later and Interest bearing. These finance options mean that you can get the floor you really want without the worry of paying for it all at once.
Finance Explanation and Representative Example
Buy Now Pay Later Finance Example
Pay nothing with payments deferred for up to 12 months
Spread the cost with our buy now pay later finance available online.
Our simple buy now pay later (BNPL) finance options allow you to spread the cost of your purchase over 48 months, with the first payment deferred for 12 months.
Your Deferral period will start after the delivery of your goods. Interest is charged from day 1 of your agreement, but not charged on any repayments made during the deferral period. Unless the balance is cleared within the deferral period, monthly repayments will start and interest during the deferred period will be applied. If the loan amount is paid in full, interest will be avoided but a £29 early settlement fee will apply.
Minimum 20% deposit required.
Cash price £1,474.80
Loan amount £1,179.84
19.9% APR representative
36 monthly repayments of £50.58
Total term of loan agreement: 48 months (4 years), with the first payment deferred for 12 months
Total charge for credit: £641.04
Total amount payable - £2115.84
For interest bearing credit finance agreements your monthly repayments will begin one month after your purchase has been delivered.
For buy now pay later agreements monthly repayments will start after your deferral period (12 months).
When you buy online from Flooring365 Ltd you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to PaybyFinance, and completing a finance application form.
The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. Please read this carefully checking that all the details are correct, then either e-sign the agreement, if offered, or print and sign the finance agreement twice. Post the document to the address shown on the finance agreement.
Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.
Applying for online finance couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply complete a brief online application form accessed via the 'checkout'. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
Within minutes of your application being approved, you will be presented with the option to sign your credit agreement. If you are offered the ability to e-sign your credit agreement and choose to do so, a PDF of your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement Sevenoaks Sound and Vision Ltd will be notified and you need do nothing more. If you are presented with the ability to print and return your credit agreement you should print the PDF agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the credit agreement.
Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Capital. Shipment of your goods will follow soon after your agreement has been returned to our finance company.